Leading Insurer for Behavioral Health Professionals

Professional Liability

Are you protected from legal action due to negligent acts, errors, and omissions, and frivolous lawsuits?

General Liability

Are you protected if someone is injured in your office or while leaving or entering your building?

Cyber Liability

Are you protected if confidential client data is copied, transmitted, stolen, or used by any unauthorized individual?

Excellent Value for Protecting You and Your Career

Securing your own professional liability Insurance protection is a necessity for any practicing behavioral health professional, in any setting, whether you’re employed full-time or part-time, practicing on your own, supervising others, or volunteering. You won’t want to spend a single day of your professional career without it.

Why own your own liability insurance policy outside of your employer’s coverage?

By insuring yourself with protection, you can relax and have the peace of mind needed to focus on what’s most important to you—helping others. It is critical to have your own legal team if allegations or concerns with your clients arise. If you are an employed professional, working without your own coverage, your choices are limited to the legal support purchased by another decision maker.

And the best part, should you consider broadened services outside the workplace – perhaps in private practice – your coverage can be easily upgraded to keep pace with you every step of the way. Make sure that your work is protected with malpractice coverage that is portable and moves with you through every step of your professional journey. Because experiencing a serious professional complaint is the last thing any mental health professional wants to face during their professional career.

Meet NASW Assurance Services

NASW Assurance Services offers a strong solution for behavioral health professionals through its insurance company, Preferra Insurance Company Risk Retention Group, as the coverage benefits are suited toward the group of professionals that it insures, and its policyholder’s become owners of the Risk Retention Group. NASW Assurance Services, endorsed by the National Association of Social Workers, has been insuring the social work profession with liability insurance for many years and has expanded beyond social workers to insure a broad range of behavioral health professionals.

We are committed to developing products and services uniquely designed for our policyholders. That’s why the program is uniquely overseen by board members comprised of social workers, behavioral health professionals and insurance experts voted on and approved by the policyholders every year.

It is rated among the highest in the nation by A.M. Best Company, the world’s largest, most authoritative company issuing financial strength ratings to insurance companies, with an “Excellent” financial strength rating and includes additional financial backing from Swiss Re, the premier reinsurance company. Why is this important? Because it affirms that the company is growing, stable, and solid, exemplifying its commitment to high-quality, customized products for its owners. It has complete control and flexibility to develop industry-specific products and coverage options, specifically tailored to benefit policyholders, compared to the general insurance market.

Learn more about liability insurance coverage options for your specific needs.

COVID-19 Notice

Preferra Insurance Company RRG, formerly NASW Risk Retention Group, provides information based on our helpline inquiries, corresponding claims history, and an understanding of a varying nationwide professional state regulatory environment.

Due to COVID-19, many states have implemented or waived specific regulations; it is the individual professional's responsibility to research, implement, and monitor those regulations; and apply our risk management content as a consideration in your practice environment. Do not interpret this risk management material as any means to alter professional training, standards, or any ethics information provided by your professional association.

Please understand that Preferra Insurance Company RRG, formerly NASW Risk Retention Group,  makes no representations or warranties other than those stated to our current policyholders in the insurance policy contract. Please contact us if you have further questions.